Understand your insurance. Be ready when you need to claim.
Coversfolio helps Indian households organize their insurance policies and prepare the documents they need for a claim - so missing paperwork doesn't stand between your family and the payout you're owed.
What Coversfolio does
- One place for every policy - sum insured, renewal dates, and who's covered, tracked automatically.
- Plain-language policy analysis - waiting periods, exclusions, and coverage explained, not buried in fine print.
- A claim compiler - bills sorted automatically, a field-by-field cheat sheet matching the insurer's own form, and the right document checklist for Cashless or Reimbursement claims.
- Know your rights - the IRDAI-mandated timelines your insurer must follow, cited from the actual regulations.
Frequently asked questions
Is Coversfolio free to use?
Yes. Tracking policies, storing documents, and compiling your claim checklist and cheat sheet are free.
Does Coversfolio sell insurance?
No. Coversfolio doesn't sell policies, act as a broker or agent, or get paid by any insurer - it organizes what you already have.
Does Coversfolio file the claim for me?
No - it compiles your documents and prepares a reference for the insurer's own form; you or your hospital's TPA desk still submit the actual claim.